Resources

Articles, webinars, and
practical guides

Helping businesses navigate retirement, actuarial, payroll, and employee benefits with practical guidance.

Webinars

Free sessions with guest
speakers from government

We run these regularly for HR, finance, and accounting teams, with speakers from Pag-IBIG, the BIR, and the BSP. Each session comes with a written recap, the slides, and the full replay.

A Clear Guide to Pag-IBIG's Housing Programs webinar banner.
July 27, 2026 · Pag-IBIG Fund

A Clear Guide to Pag-IBIG's Housing Programs

The Expanded 4PH program at 3%, the 2026 promotional rates, the ₱10 million loan ceiling, acquired assets, and the group sale program for employers.

Read the recap and Q&A ›
Building a Retirement-Ready Workforce with PERA webinar banner.
June 25, 2026 · Zalamea

Building a Retirement-Ready Workforce with PERA

How employers can deliver more long-term value from the same compensation budget. PERA as a smarter pay tool, the 150% employer deduction, funds, withdrawals, and rollout.

Read the recap and Q&A ›
See all webinars →
Guides for Employers

Plain language guides on
retirement and compliance

Clear answers to the questions HR, finance, and accounting teams ask us most, written for decision makers, not specialists.

PAS 19

Does your company need a PAS 19 actuarial valuation?

Why nearly every Philippine employer with audited financials needs an annual valuation, what it measures, and what you need to provide.

Read the guide ›
RA 7641

The Retirement Pay Law, explained for employers

What RA 7641 requires, how the minimum retirement benefit is computed, and who qualifies.

Read the guide ›
RA 4917

Tax free retirement benefits under RA 4917

How a BIR registered, tax qualified plan lets employees retire tax free and makes contributions deductible.

Read the guide ›
PERA

PERA for employers, and the new 2025 rules

How PERA fits into compensation, the higher contribution limits, and the new employer deduction under CMEPA.

Read the guide ›
Payroll

Getting pay computation right

Practical answers on holiday pay, payslips, and statutory contributions, with worked examples.

Payroll

Special vs. regular holiday pay, computed

What monthly-paid and daily-paid employees are owed on regular and special non-working holidays, whether they work or not.

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Payroll

How to read your Philippine payslip

The five parts of a payslip explained, so employees and employers can check that pay is computed correctly.

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Payroll

Calculating SSS contributions (2026 rates)

The 15% rate, the employee and employer split, the MSC range, EC, and WISP, with a worked example.

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Retirement

Plan design and obligations

How the mandatory obligation, company plans, and voluntary accounts fit together.

Retirement

Defined benefit vs. defined contribution plans

Who carries the investment risk, how cost is determined, and how RA 7641 still applies to both.

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Retirement

The Retirement Pay Law (RA 7641) and PERA

How the mandatory obligation and the voluntary account differ, and how they now work together under CMEPA.

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Actuarial

The numbers behind
your retirement obligation

The methods and reporting frameworks that determine what lands in your financial statements.

Actuarial

The Projected Unit Credit method, explained

The engine behind a PAS 19 valuation: what it is, the assumptions it uses, and the numbers it produces.

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Actuarial

PFRS for SMEs, explained

What the simplified framework is, which companies it covers, and why SMEs still need an actuarial valuation.

Read the article ›
Still have questions?

Frequently asked questions

Answers on RA 7641 benefits, BIR registration, Annual Normal Cost, Past Service Liability, and valuation.

Read the FAQs →